Exodus 22:13-15

Amplified Bible

¹³ If it is torn to pieces [by some predator or by accident], let him bring the mangled carcass as evidence; he shall not make restitution for what was torn to pieces.

¹⁴ “And if a man borrows an animal from his neighbor, and it gets injured or dies while its owner is not with it, the borrower shall make full restitution. ¹⁵ But if the owner is with it [when the damage is done], the borrower shall not make restitution. If it was hired, the damage is included in [the price of] its fee.